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About HS Financing

HS Financing Pte. Ltd. is an independent vehicle financier based at HDB Hub in Toa Payoh. We are not a bank. We provide hire-purchase loans for used cars, and floor stock financing for used-car dealers, and we have been doing so since 2021.

We are a small team, and we like it that way. You can call us, message us or visit our office, and the people you speak to are the people who look after your application.

"We set up HS Financing so that car buyers and dealers could deal with a financier they can actually talk to. We take the time to understand each application, explain our terms plainly, and stand behind what we say."

HS Financing is a sister company of Heng Seng Pawnshop, with long-standing roots in the community.

Company Registration

Co. Reg. No. 202106488W

HPFLAS Membership

Member of HPFLAS

Registered Office

Block 520 Toa Payoh Lorong 6, HDB Hub #01-59, Singapore 310520

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